Applying for A Bank’s Credit Card, Benifits, Eligibilty and Application Process

Bank’s Credit Card :Well friends, today’s blog is going to be specially for those people whose civil score has been built and they want to enter in the credit card of A Bank. In today’s blog, we are going to apply for a new credit card of A Bank, which is their very basic level credit card, such as their Majon Credit Card and their Yo Credit Card.

Applying for A Bank’s Basic Credit Card

In today’s blog, we are going to apply and see the new credit card and brother, whenever you go to apply for their credit card, you will get the option of new in the name of lifetime free, Majon’s option will also come. And if you can pay 5500 plus GST, then you can apply for A Bank.

Benefits of A Bank’s New Credit Card

Sometimes it happens that the charges you will pay for AIS-140 will be 100% beneficial for you because here you will definitely get some cashback on online as well as offline. Now, let me clear the benefits of all these credit cards to you, then you decide which one you will want.

Lifetime Free Card

Here we first discuss the benefits of A Bank’s new credit card. As you can see, you are getting this card for life time free.

Major Discounts

If we talk about major discount on this card, then here you will get a benefit of 880 and on Book My Show, you will be given a maximum discount of ₹ 10 only when your minimum order value is ₹ 2000000.

Cashback on Bill Payments

If you use this card to make amazon2 bill payment, then you will get a discount of 5 per cent there too. Here your minimum transaction should be ₹ and you will be given a maximum cashback of ₹ 1 each month.

Majon Credit Card Benefits

If we talk about the major credit card here, then it is clearly written on their website that you can avail a benefit of ₹ 12000 every year from here. However, many benefits among these are not going to be of any use to you.

Discounts on Paytm and Movie Tickets

The major benefit of this card is that if you use this card, you can be given a discount of Paytm2 twice. If you book a movie ticket together, you can get a discount on etc. up to a maximum of ₹ 10.

Complimentary Access

You also get the facility of complimentary access. If you want to know the benefits, whenever you apply for the card, it will be shown to you in detail.

Yo Credit Card Benefits

If you are paying Rs. 500 plus GST, you will be given a cashback of 5% for whatever shopping you do. This cashback is credited in your account whenever your bill is generated.

Welcome Benefits

This card also has welcome benefits which are of Rs. 00. You will get the facility of complimentary lock access in this card.

Limited PD Offer

A limited PD offer is also being run by them. Wherever you make a transaction of ₹1, you will be given unlimited cashback of ₹1.

Eligibility Criteria

For Salaried Person

If you are a salaried person, then your monthly income should be 15000 or more.

For Self-Employed Person

If you are a self-employed person, then your monthly income should be 0000 or more.

Application Process

Step 1: Eligibility Check

To apply for this card, you have to see whether you come under their eligibility criteria or not.

Step 2: Fee Waiver

If you want to waive off its charges, there is a way for that too. The joining fee will be deducted from your credit card after one month of the card getting approved.

Step 3: Application Form

First, fill your phone number, PAN card number, PIN code, annual income and captcha, and click on next.

Step 4: Personal Details

Enter your complete name according to your Aadhaar card, date of birth, title, gender, and the desired name on your card. Also, enter your marital status.

Step 5: Address Details

Fill both your residential and office addresses, then choose where you want to receive your card.

Step 6: Employment Details

Enter your nature of employment. If salaried, enter your annual income, employment sector, OCP code, source of fund, industry type, company name, and years of experience. If self-employed, ensure the income is more than salaried, tell the source of fund, nature of business, company name, ownership type, and number of years in business.

Step 7: Card Options

According to your eligibility, you will be offered different cards. Choose the one that suits you.

Step 8: OTP Verification

An OTP will come on your mobile number. Enter the OTP and accept the terms and conditions.

Step 9: Submission

Submit your application. A reference ID will be given, and you may have to wait for a minimum of half an hour to one hour for approval.

Conclusion

If your KYC is completed, the physical card will be delivered to your address. You can also download any application of A Bank and log in to see the virtual format of your credit card. If you think your credit card will get rejected, you can refer to the blog on how to get an SBI Simply Click Credit Card approved under Zero Civil Score, that too while sitting at home.